Novice investors often face the fact that many basic terms on which the entire HYIP industry is built are incomprehensible or completely unfamiliar to them. Not only beginners, but sometimes experienced investors do not know what such terms mean, such as refback, scam, instant and the list goes on. And without an understanding of these basic things you cannot go far in the HYIP. Let's deal with incomprehensible terms.

We begin with the most unpleasant phenomenon, such as scam. In simple words, "scam" means that the project has outlived its own and came to its closure. Payments stop and, moreover, you should be extremely vigilant here, since admins can go for a ruse and pay selectively small, insignificant amounts. Such maneuver provides the project with a few more lucrative days, because after investors' question “what is the matter?” people who received the payments could have objected, thereby assuring others that it was just some kind of misunderstanding. All this is aimed at an additional, albeit brief, inflow of money. Be careful and remember the possibility of scam.

Next you need to figure out what is refback. Everything is simple here: if you register in a project by clicking on a link and make a deposit, it will make a profit for the people who placed the link. Project admin provides them with a percentage. You also do not stay away. For example, admin pays the site where the link was posted, 20%. It means that 5% or even 10% will be yours - it depends on the management of the site and, most often, the amount of money is indicated in the article in which the announcement of this event is made.

The next important concept is insurance. This insurance has little similarities with the one we know from everyday life. First, insurance is not guaranteed in all HYIPs. If you want to participate in the project only with insurance, you need to carry out a preliminary search for such HYIP sites, because not all of them provide such service. Second, the investor does not contribute money either for insurance or for its subsequent existence. Insurance can be provided by admins or blogs on their own initiative. If the insurance exists - that is good. Doesn't - this service is not mandatory in HYIPs. And, third, you should not forget that insurance is not a panacea yet. It will not cover all losses, but only a part and the highest is 10-20%. Of course, percentage may vary, but this is a rare case and it depends on what the planned insurance amount is enough for. How is the insurance paid off? The scheme is quite simple: when it became clear that HYIP was officially given the status of a scam, on the same day, sometimes next day, a publication will come out which contains a link to the forum to receive its compensation. At the same time, a certain period is given for submitting applications, most often a small one - 1-2 days. After the application has been collected and processed, counting begins - interest value which can be paid to each person depends on the planned insurance amount. Then, payments to investors occur.

The following term is instant or manual input. This is a way to withdraw money to your wallet. The rules of the project usually indicate how quickly you can get funds. There are several ways to withdraw: manual - not the fastest way, money comes within a day and the admin does everything manually, hence the name. The second way is instant - a fast way, charging to the wallet is done by pressing one button, instantly. And, perhaps, the best way is automatical payouts. Money gets to the wallet immediately after transfer.

Another tip - invest in HYIPs through Perfect Money, not Qivi, Yandex and further down the list. This are the so-called "white" payment systems, payouts made through which may be delayed due to the specifics of the HYIP industry, due to the competition among admins and their desire to "put sticks in the wheels " each other. It is also better to get a special mail for HYIP projects, so it will be more reliable.

Being aware of the above terms, as well as exploring this topic, you can easily and imperceptibly integrate into the society of experienced investors, more intelligently adopting their experience and knowledge. Be careful and good luck to you!